Ingredients:
1 (8 oz) package cream cheese, softened
1 cup sour cream
1 (16 oz) can refried beans
1 (1 oz) packet taco seasoning mix
1 cup shredded cheddar cheese
1 cup shredded Monterey Jack cheese
1/2 cup sliced black olives
1/2 cup chopped green onions
1/4 cup diced jalapeños (optional)
Tortilla chips (for serving)
Step-By-Step Instructions:
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